Calculators
Run the numbers.
Practical calculators for the decisions owners and retirees actually face. Right now: what a group retirement plan costs you as the employer, and what it grows into for your people. More will be added over time.
1 · Group plan cost
What would a group plan cost you as the employer?
A quick estimate of the annual cost to you, as the employer, of running a matched group retirement plan. Adjust the numbers to your team.
Estimated annual employer cost
$0
A group RRSP match counts as the employee’s income, so on top of the match it also attracts payroll costs (CPP, EI).
This tool gives a general illustration only, based on the figures you enter and simplifying assumptions. It is not tax, legal or investment advice, and it is not a quote. Actual costs depend on your plan design, provider and payroll. Let’s talk through the real numbers for your business.
2 · Growth over time
What does it grow into for an employee?
What the yearly contributions, the employee’s and yours together, could grow into over a career.
Projected account value, per employee
$0
After 25 years at 6%, net of the 1.45% plan fee
Assumes level yearly contributions and a constant return. Real returns vary year to year. Illustration only, not a guarantee of any return.
An illustration only, based on the figures you enter. It is not tax, legal or investment advice, and it is not a guarantee of any return. Let’s talk through the real numbers for your business.